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Bankruptcy Blog and other Resources
in bankruptcy, Courts, links, website
In addition to providing answers to commonly asked questions on our website, we also try to provide links to other resources where you may find further information. These links include the Court websites, other government websites, and organizations that we either belong to or may have further resources that could be useful to the public.
In addition we will often include in our Twitter accounts, links to blog posts from other blogs that we believe you might find interesting. You can click here to connect with Attorney Trask or Attorney Kelsey on twitter.
One particular resource that you should review if you are considering bankruptcy is the Bankruptcy Law Network, where we often find great blog posts on numerous questions involving bankruptcies. Here are just a few examples:
San Diego: New Ruling Allows Student Loans to be Discharged in Chapter 13! http://ff.im/-4nJBn
How Do I Find a Good Deal on a Secured Credit Card? http://ff.im/-4FnH5
Do I have to be a citizen to file a bankruptcy case? http://ff.im/-4hCit
How to Value a Car for Chapter 13 Plan “Secured Claim” Purposes http://ff.im/-4a82w
How Long Will My Chapter 7 Take? http://ff.im/-46Odg
What Happens If A Creditor Contacts Me After My Bankruptcy? http://ff.im/-3LIbV
“Stealth” Plan Provisions: Confirmation of Chapter 13 Plan Did Not Alter Domestic Support Obligation http://ff.im/-3uuIL
In addition we will often include in our Twitter accounts, links to blog posts from other blogs that we believe you might find interesting. You can click here to connect with Attorney Trask or Attorney Kelsey on twitter.
One particular resource that you should review if you are considering bankruptcy is the Bankruptcy Law Network, where we often find great blog posts on numerous questions involving bankruptcies. Here are just a few examples:
San Diego: New Ruling Allows Student Loans to be Discharged in Chapter 13! http://ff.im/-4nJBn
How Do I Find a Good Deal on a Secured Credit Card? http://ff.im/-4FnH5
Do I have to be a citizen to file a bankruptcy case? http://ff.im/-4hCit
How to Value a Car for Chapter 13 Plan “Secured Claim” Purposes http://ff.im/-4a82w
How Long Will My Chapter 7 Take? http://ff.im/-46Odg
What Happens If A Creditor Contacts Me After My Bankruptcy? http://ff.im/-3LIbV
“Stealth” Plan Provisions: Confirmation of Chapter 13 Plan Did Not Alter Domestic Support Obligation http://ff.im/-3uuIL
Sexting now considered a Crime against Chastity, Morality, Decency and Good Order in MA.
On April 12, 2010 the Massachusetts legislature passed AN ACT RELATIVE TO ASSAULT AND BATTERY BY MEANS OF A BODILY SUBSTANCE UPON CORRECTIONAL FACILITY EMPLOYEES AND EXPANDING THE PROHIBITION ON THE DISSEMINATION OF OBSCENITY.
The second portion of the Act has to do with amending the Commonwealth's laws against distributing obscenity to close a gap in the law.
The previous statue defined "matter" as
The new law expands this definition by adding:
In addition, the definition of “visual material” is amended, by inserting after the word “computer”, the following words: ", telephone or any other device capable of electronic data storage or transmission."
These changes will expand charges for distribution of obscene material to include sexting, and other cell phone related distribution.
This is just one more reason to be careful and think twice about what you e-mail, text, or otherwise send electronically. For more information about why you should be careful about texting see our previous post: What you text can and will be used against you!
The second portion of the Act has to do with amending the Commonwealth's laws against distributing obscenity to close a gap in the law.
The previous statue defined "matter" as
"any handwritten or printed material, visual representation, live performance or sound recording including but not limited to, books, magazines, motion picture films, pamphlets, phonographic records, pictures, photographs, figures, statues, plays, dances."
The new law expands this definition by adding:
"or any electronic communication including, but not limited to, electronic mail, instant messages, text messages, and any other communication created by means of use of the Internet or wireless network, whether by computer, telephone, or any other device or by any transfer of signs, signals, writing, images, sounds, data, or intelligence of any nature transmitted in whole or in part by a wire, radio, electromagnetic, photo-electronic or photo-optical system."
In addition, the definition of “visual material” is amended, by inserting after the word “computer”, the following words: ", telephone or any other device capable of electronic data storage or transmission."
These changes will expand charges for distribution of obscene material to include sexting, and other cell phone related distribution.
This is just one more reason to be careful and think twice about what you e-mail, text, or otherwise send electronically. For more information about why you should be careful about texting see our previous post: What you text can and will be used against you!
What are the Advantages & Disadvantages of Mediation?
Mediation has many advantages over litigation. It is usually less expensive than negotiating your agreement through two attorneys and it is far less expensive than going to trial. Mediation can also help you avoid the backlog in the courts, allowing for a more expedient resolution.
In addition to these practical concerns, though, Mediation offers something that the Courts do not offer: the chance to resolve your case on your terms. If you are unable to settle your case in Court a Judge, essentially a stranger who will only meet you for a very limited period of time, will make major decisions about your life. Mediation is your opportunity to make these decisions together. After all, who knows what is better for you than you do.
On a related not, Mediation is also an excellent forum for solving issues unique to divorce that our legal system cannot adequately address. As an example, many couples will litigate who will get custody of the family pets. While most judges are not interested in talking about this, a good mediator will be able to give an appropriate amount of attention to an issue that the parties may feel is important.
Finally, privacy is an important concern for many of our clients. Court is a public forum. Understandably, many people feel uncomfortable talking about the breakdown of their marriage to a judge in a courtroom full of strangers. Mediation takes place in a more private and comforting environment, where the parties can set their own pace to better accommodate their own emotional and practical needs.
There are also disadvantages to mediation, though. For example, when there is a history of abuse between the parties, mediation often fails because the parties cannot reach the necessary level of trust to mediate their dispute amicably. Furthermore, there are no guarantees that mediation will result in an agreement, which could end up costing you more in the long run. You should honestly evaluate whether you and your spouse are willing to participate in an open process before entering into mediation
To learn more visit our website or call us to schedule a free 1-hour consultation.
In addition to these practical concerns, though, Mediation offers something that the Courts do not offer: the chance to resolve your case on your terms. If you are unable to settle your case in Court a Judge, essentially a stranger who will only meet you for a very limited period of time, will make major decisions about your life. Mediation is your opportunity to make these decisions together. After all, who knows what is better for you than you do.
On a related not, Mediation is also an excellent forum for solving issues unique to divorce that our legal system cannot adequately address. As an example, many couples will litigate who will get custody of the family pets. While most judges are not interested in talking about this, a good mediator will be able to give an appropriate amount of attention to an issue that the parties may feel is important.
Finally, privacy is an important concern for many of our clients. Court is a public forum. Understandably, many people feel uncomfortable talking about the breakdown of their marriage to a judge in a courtroom full of strangers. Mediation takes place in a more private and comforting environment, where the parties can set their own pace to better accommodate their own emotional and practical needs.
There are also disadvantages to mediation, though. For example, when there is a history of abuse between the parties, mediation often fails because the parties cannot reach the necessary level of trust to mediate their dispute amicably. Furthermore, there are no guarantees that mediation will result in an agreement, which could end up costing you more in the long run. You should honestly evaluate whether you and your spouse are willing to participate in an open process before entering into mediation
To learn more visit our website or call us to schedule a free 1-hour consultation.
Should I bring my new Significant Other or my Children to Family Court with me?
In most cases bringing your new significant other or your children to court with you is a bad idea.
Bringing a Significant Other:
In most cases having a third party in the courthouse (especially a significant other) inflames the other party and makes settlement less likely. While this is not always the case, the risk of making settlement more difficult is usually not worth the benefit of having a third party there.
Also, court is relatively boring. Your significant other will be able to wait with you in the courthouse but he/she will not be able to attend any family service meetings (i.e. required mediation prior to the court hearing). Court involves a lot of waiting around and there is usually something better that people can be doing with their time. For these reasons I usually recommend that clients come alone to court, but in the end it is your call.
Bringing your Children:
Whether or not the hearing involves your children bringing them to court with you is a bad idea for numerous reasons.
1. There is a saying that in criminal court we see bad people acting their best, and in family court we see good people acting their worst. Family court is a stressful place and oftentimes involves very personal and emotional issues. Exposing your children to this is unnecessary and can be damaging psychologically.
2. There is nothing for children to do in the courthouse. These buildings are not designed with children in mind and are not fun places to be. Your children will be able to wait with you in the courthouse but they will not be able to attend any family service meetings (i.e. required mediation prior to the court hearing) and they are typically not allowed in the courtrooms. Court involves a lot of waiting around and children will be very bored.
3. In the event the case does involve your children, it is even more damaging to have them in court. Children pick up on more than most people give them credit for, and knowing that a court hearing is happening (never-mind being there) can be very stressful for children. Children will take responsibility for the outcome even though they have no control over it and blame themselves if their parent is unhappy. Don't place this burden on your child.
4. Finally, there is no added value to having your children in court. In the unlikely event that the Judge wants family service to speak to your children, you will be given the opportunity to come back with them. Having them there at the time of hearing exposes them to unnecessary stress without any potential benefit.
For more information about best practices to protect your children from the detrimental affects of court actions between parents read the following brochure: Planning for Shared Parenting: A Guide for Parents Living Apart.
Bringing a Significant Other:
In most cases having a third party in the courthouse (especially a significant other) inflames the other party and makes settlement less likely. While this is not always the case, the risk of making settlement more difficult is usually not worth the benefit of having a third party there.
Also, court is relatively boring. Your significant other will be able to wait with you in the courthouse but he/she will not be able to attend any family service meetings (i.e. required mediation prior to the court hearing). Court involves a lot of waiting around and there is usually something better that people can be doing with their time. For these reasons I usually recommend that clients come alone to court, but in the end it is your call.
Bringing your Children:
Whether or not the hearing involves your children bringing them to court with you is a bad idea for numerous reasons.
1. There is a saying that in criminal court we see bad people acting their best, and in family court we see good people acting their worst. Family court is a stressful place and oftentimes involves very personal and emotional issues. Exposing your children to this is unnecessary and can be damaging psychologically.
2. There is nothing for children to do in the courthouse. These buildings are not designed with children in mind and are not fun places to be. Your children will be able to wait with you in the courthouse but they will not be able to attend any family service meetings (i.e. required mediation prior to the court hearing) and they are typically not allowed in the courtrooms. Court involves a lot of waiting around and children will be very bored.
3. In the event the case does involve your children, it is even more damaging to have them in court. Children pick up on more than most people give them credit for, and knowing that a court hearing is happening (never-mind being there) can be very stressful for children. Children will take responsibility for the outcome even though they have no control over it and blame themselves if their parent is unhappy. Don't place this burden on your child.
4. Finally, there is no added value to having your children in court. In the unlikely event that the Judge wants family service to speak to your children, you will be given the opportunity to come back with them. Having them there at the time of hearing exposes them to unnecessary stress without any potential benefit.
For more information about best practices to protect your children from the detrimental affects of court actions between parents read the following brochure: Planning for Shared Parenting: A Guide for Parents Living Apart.
Another Benefit of Mediation: No Waiting in Court
There are advantages and disadvantages of mediation and you should consider both in deciding whether mediation is right for your case.
For instance, many people choose mediation because they believe it will be cheaper. In all cases that may not be true, but there is a difference between cost and value. Even if the cost of your mediation is higher than you were expecting, you can at least be confident that the time you were charged by your mediator was time spent on moving your case forward. Unfortunately this is not always the case when you go to Court.
Because there are so many other people seeking relief from the Court, I often have to explain to clients what I call "Hurry up and Wait." You have to be at the courthouse at your appointed time for any Motions, Pre-Trials, Contempt hearings, Trials, or other hearings. But there will likely be other cases waiting for hearing at that same time. And even if you are right on time, you will still likely spend hours waiting for your case to be heard. That time is time that your attorney cannot spend working on other cases and is therefore time you will be charged for. Essentially this means that when you go to Court you can end up paying your attorney for multiple hours, for work that could have been completed in a much shorter time working with a mediator.
Of course going to court is sometimes necessary because mediation requires both parties to voluntary participate. But if you are trying to decide whether to use mediation or not, think about whether you want to solve your problems, or wait (and wait, and wait) for someone else to solve them for you.
For instance, many people choose mediation because they believe it will be cheaper. In all cases that may not be true, but there is a difference between cost and value. Even if the cost of your mediation is higher than you were expecting, you can at least be confident that the time you were charged by your mediator was time spent on moving your case forward. Unfortunately this is not always the case when you go to Court.
Because there are so many other people seeking relief from the Court, I often have to explain to clients what I call "Hurry up and Wait." You have to be at the courthouse at your appointed time for any Motions, Pre-Trials, Contempt hearings, Trials, or other hearings. But there will likely be other cases waiting for hearing at that same time. And even if you are right on time, you will still likely spend hours waiting for your case to be heard. That time is time that your attorney cannot spend working on other cases and is therefore time you will be charged for. Essentially this means that when you go to Court you can end up paying your attorney for multiple hours, for work that could have been completed in a much shorter time working with a mediator.
Of course going to court is sometimes necessary because mediation requires both parties to voluntary participate. But if you are trying to decide whether to use mediation or not, think about whether you want to solve your problems, or wait (and wait, and wait) for someone else to solve them for you.
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