I no longer practice consumer bankruptcy law but I still get questions on it. Some from former clients about why their discharged debts still appear on their credit reports. Today I found this post on the New York Bankruptcy Litigation Blog. The writer succinctly states the problem and the solution. I cannot write any better than this fellow and I suggest anyone having the problem of discharged debts appearing on credit reports read this post now.

If you are an investor or thinking of investing, I suggest that you check out the Investment Watch page at the Indiana Secretary of State's office. You should pay particular attention to the Investor Basic Training, Educational Outreach, and the Download (even if that last page has the goofy commercials to download) pages.